A specialist in mortgage and protection advice. Lloyd has been offering an impartial and professional advisory service for nearly 30 years.
With no ties to any banks or building societies, Lloyd works exclusively for his clients to help them achieve their mortgage goals.
From first time buyers to professional landlords.
From remortgage clients to those more complex cases, Lloyd inspires trust and confidence.
“The most important person in my business, is the client”
Lloyd Richards
0
5, Vickers Court, Stratford Upon Avon, CV37 5AN
Educated at Rugby School and with a deep love of theatre, Lloyd has been working in the finance industry since 1988.
He describes himself as:
“ A Shakespearean actor trapped inside the body of a mortgage adviser.”
With warmth and humour, Lloyd looks to create lifelong working relationships with all his clients.
Music and poetry are his passions, having recorded an EP of his own songs ( he might even send you a link to them if you are lucky )
Lloyd takes the mystery out of mortgages and treats every single person with empathy and respect.
If you need mortgage advice, you need to speak to Lloyd
Services
Exclusive Rates
Access to the whole of the mortgage market, plus exclusive broker rates and products.
PropertyRemortgage
Checked on
17.09.2024
First Time Buyers
Access to the whole of the mortgage market plus exclusive first time buyer deals.
PropertyFirst Time Buyers
Checked on
17.09.2024
Buy To Let
Access to the whole of the mortgage market, plus exclusive rates and products.
Buy to Lets
Buy to Lets for LTD companies
Buy to Lets for HMO's
PropertyBuy to Lets Including Ltd Company
Checked on
17.09.2024
Whole Of Market Mortgage Advice
Access to the whole of the mortgage market plus exclusive rates and products
PropertyMoving House
Checked on
13.09.2024
Mortgage Protection
Access to an exclusive set of insurance providers.
Income Protection
Critical Illness Cover
Life Assurance
Providing specialist advice tailored to the individual needs of the client
PropertyMortgage Protection
Checked on
17.09.2024
Accreditations
Cert PFS
Checked on
13.09.2024
Member Of The Personal Finance Society
London Institute of Banking & Finance
Checked on
13.09.2024
Certificate In Mortgage Advice & Practice
CeMAP
Financial Planning Certificate
Checked on
13.09.2024
Chartered Insurance Institute
Financial Planning certificate
Financial Planning Certificate ( Paper 3 )
Checked on
13.09.2024
Chartered Insurance Institute
Financial Planning Certificate ( 3 )
Financial Planning Certificate ( Paper 2 )
Checked on
13.09.2024
Chartered Insurance Institute
Financial Planning Certificate ( 2 )
Financial Planning Certificate ( Paper 1 )
Checked on
13.09.2024
Chartered Insurance Institute
Financial Planning certificate ( 1 )
Fundamentals Of Equity Release
Checked on
13.09.2024
Certificate In Regulated Equity Release
Equity Release Solutions
Checked on
13.09.2024
Certificate In Regulated Equity Release
FCA
Checked on
13.09.2024
Financial Conduct Authority
Awards
Certificate Of Excellence
Vouched For Certiciate of Excellence
Top Rated Adviser
Vouched For Top rated Adviser
Insurances
Professional Indemnity
PII verified on 13.09.2024
PII is covered as part of a member network
Stonebridge
Verified Reviews
Latest Reviews
No reviews yet - be the first to review this adviser or company
The following reviews are independent and not verified by Vetted Adviser.
Reviews from other sources
Mortgage Services
Overall score (5)
How has Lloyd Richards helped you?
Fantastic service. Lloyd was very helpful and arranged a remortgage deal which we could not of done on our own. Highly recommended.
Review from verified client
Reviewed on 2024-09-30 10:26:36
Mortgage Services
Overall score (3)
Please provide a brief comment about your experience with Lloyd
I needed a bridging loan but circumstances have changed and I will no longer need this, thank you.
First impression from a user who is not yet a client
Reviewed on 2024-09-30 10:26:36
Mortgage Services
Overall score (5)
How has Lloyd Richards helped you?
Lloyd helped us arrange a remortgage and I can genuinely say we wouldn't have got the offer we needed without him. He always sought and found options that worked to our best interest and his expertise has put us in a more secure place. we couldn't be here without you. We both really appreciate your heroic efforts!
Review from verified client
Reviewed on 2024-09-30 10:26:36
Mortgage Services
Overall score (5)
How has Lloyd Richards helped you?
Very honest, open and helpful from the start to completion date and even though we have the keys to our house it is very nice to know that if we ever need any further help or advice all we have to do is ask.
Thank you very much for helping us buy our 1st property.
Review from verified client
Reviewed on 2024-09-30 10:26:36
Mortgage Services
Overall score (5)
How has Lloyd Richards helped you?
For a first time buyer finding a first home, the world of mortgages, life assurance, other insurance and solicitors it can get pretty overwhelming. We heard of lloyd through a friend who had just bought a house and suggested lloyd to us, we had a first meeting, and ever since he's been absolutely invaluable and taken a huge chunk of the stress of moving away. A friendly and brilliant service we couldn't have been without, I couldn't recommend him more in sorting out everything, metaphorically holding our hands through the whole process, right up to getting the keys to our new home.
Review from verified client
Reviewed on 2024-09-30 10:26:36
Mortgage Services
Overall score (5)
How has Lloyd Richards helped you?
Fast, Friendly and efficient. What more could you want when applying for mortgage!
Review from verified client
Reviewed on 2024-09-30 10:26:36
Mortgage Services
Overall score (5)
How has Lloyd Richards helped you?
Fantastic service. Options discussed and services offered were relevant to our needs. Would definitely recommend
What could they have done better?
Nothing. He asked for our requirements and matched products to our needs.
Review from verified client
Reviewed on 2024-09-30 10:26:36
Mortgage Services
Overall score (5)
How has Lloyd Richards helped you?
Brillant, amazingly helpful and would recommand to anyone that is looking for a mortgage. I was unsure if it would be possible for me to get a mortgage (and a little scared) but Lloyd was there to reassurance and got me what I thought was impossible. Thank you so much!
What could they have done better?
I am not sure, maybe a face to face meeting early on :)
Review from verified client
Reviewed on 2024-09-30 10:26:36
Mortgage Services
Overall score (5)
Please provide a brief comment about your experience with Lloyd
Lloyd was supper helpful and talked me through everything and made everything clear.
First impression from a user who is not yet a client
Reviewed on 2024-09-30 10:26:36
Mortgage Services
Overall score (5)
Please provide a brief comment about your experience with Lloyd
Good service with knowledgable advice given.
First impression from a user who is not yet a client
Reviewed on 2024-09-30 10:26:36
No media uploaded.
No media uploaded.
Lloyd Richards
Adviser contact details
07568 091968
Cookie settings
We use cookies and similar technologies to help personalize content and offer a better experience. You
can opt to customize them by clicking the preferences button.
Click here to view the privacy
policy.
