Our experience in the industry has led us to realise that the value that we can add to a client is holistic financial planning. We have built a successful practice on the principles of understanding our clients’ circumstances, needs and aspirations. We deliver realistic, easy to understand solutions in a straightforward manner, to clients from all over the UK.
Independent Financial Adviser
Philip has built a successful practice on the principles of understanding clients’ circumstances, needs and aspirations. With over 25 years experience, he can offer knowledge on all financial matters and supports all clients by regular reviews to ensure that the strategies employed remain relevant to his client’s needs. Please contact Philip below if you wish to discuss your financial needs further.
People are often confused about their pension or have simply chosen to ignore it, not considering it an integral part of their overall investment strategy. Performance that would not be tolerated elsewhere is accepted as inevitable. Often policies are scattered between multiple providers and they are left to interpret a bewildering array of paperwork. We work with individuals to help them understand the value of the pension assets they have accumulated and the options they have for maximising t...
Checked on
28.11.2023
One thing people delay considering is – what happens if I fall ill or die? While we don’t really want to contemplate it, life is full of uncertainties and unfortunately some of these can harm or even ruin you or your estate financially. That’s why ensuring you having the right protection (insurance) policies in place is so important. Many people first think about life cover when they buy their first home, or if they are getting married or having children. Life cover is an insurance which will...
Checked on
28.11.2023
Buying a house and arranging a mortgage is the biggest financial commitment most of us will ever enter in to. It is therefore essential to make the right choices. There are currently thousands of different rates in the market place to consider. Not only will we recommend the most appropriate scheme for your circumstances and requirements but will also advise and help you consider all aspects. A good independent financial advisor could help you save thousands over the lifetime of your loan, but...
Checked on
28.11.2023
We work with individuals and trustees to manage their investments on an advisory basis. If you have worked hard to accumulate wealth, you want to make sure it is invested to meet your chosen goals and in line with your attitude towards investment risk. The strength of our investment advice process is one of the main reasons why clients select Toddington Independent Financial Advice as their Independent Financial Planner. We work with you to establish precise investment goals before designing...
Checked on
28.11.2023
We treat every client as our only client and in this instance, we count your family as our clients too. Equity Release is a way of raising money from the value of your home. We understand equity release is a big decision, not only for you but your family too. Our experienced advisers offer face-to face visits with you and your family to truly understand your requirements and tailor a recommendation specific to your circumstances. If you are in your mid 50’s or older you might have paid a subs...
Checked on
28.11.2023
If you were to pass away tomorrow what would be your final wish today? The usual answer is that you would want to make sure your family are looked after financially. So why do only 1 in 3 people have a valid will? The vast majority of people put off writing their Will for a number of reasons. In general people believe that an untimely death will not happen to them or believe that their family will automatically receive their estate. Unfortunately none of these are true. The reality is that you...
Checked on
28.11.2023
There are many areas we need to consider when looking to protect yourself and your family, protection from your estate being attacked for inheritance tax can be a vital part of your financial planning needs. We can offer advice not only in inheritance tax planning but by utilising Wills and trusts which we manage in-house rather than handing this off to other providers. We believe therefore we can offer a more integrated process with regards to protecting your family's wealth against inheritance...
Checked on
18.12.2023
Checked on
23.11.2023
Financial Conduct Authority
Verified Reviews
consulted TFS to advise on pension and financial investments. Found Philip and staff very knowledgable and communicated well on my requirements . Would highly recommend based on my situation first class service
Philip put all my pention into one pot and kept me up to date with how things were going. I would highly recommend toddington financial adviser philip hadlow.
Philip help sort out a pension He explains everything clearly I would highly recommend Toddington financial services
Ongoing advise on pensions and general investments including Inheritance Tax.
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Adviser contact details
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