
Paul Waterfall
WR Ethical Limited
We offer mortgage advice that doesn't cost the earth. We're straightforward mortgage brokers who do things a little differently – we are passionate about price, people, and the planet - ethical is in our name and in our nature… that means that:
We are fast, responsive and friendly – we hope you'll find our approach refreshing, and we always aim to offer you a 5-star experience, going above and beyond for every single person we help.
We keep our costs to a minimum and publish all our fees on our website: Honest Pricing – wr ethical. All our advice is free, as is getting an agreement in principle. We also offer cashback to first time buyers, and donate to charity with every application fee received.
We are a whole-of-market broker, and we will also tell you if you can get a deal cheaper by going direct. We will always give you the cheapest option, and can access almost all lenders, which helps us help you if your situation is more complicated.
We also work with Ethical Consumer to advise on the ethics of different lenders, and love talking about how to make your home as energy efficient as possible.