I found it extremely difficult to get my first mortgage. I remember back in 2014 finding our dream home and at the time I was in a sales profession and because my income fluctuated so much we actually found out that we couldn’t borrow enough money so we had to ask my wife’s dad to come on the mortgage with us, We had gone direct to the bank and we didn’t know what we we’re doing, at the time it would helped us if we had a mortgage broker that could of guided us through the whole process. I qualified as a broker in early 2017 and In 2019 I then started Momentum Mortgages because I wanted to be able to focus on helping those people that need a bit of extra guidance get their dream home or investment.