
James Bull
JB Mortgages
At JB Mortgages we offer the personal attention required to find a perfect fit at the lowest interest rates available for your circumstances.
At JB Mortgages we offer the personal attention required to find a perfect fit at the lowest interest rates available for your circumstances.
James has over 20-years’ experience in the mortgage industry, working for Halifax Bank, HSBC & NatWest. James knows the mortgage market inside out and set up JB Mortgages in 2017.
James is married to Cassie and has a dog called Sadio and a cat called Willow. James’s hobbies include following football and playing golf.
We offer the personal attention required to find a perfect fit at the lowest interest rates available for your circumstances. It’s different because there’s no previous property to sell – it’s your first ever home. You’re going to need a deposit to put down, as a cash lump sum which covers part of the cost of the property. The larger the lump sum you’re able to raise, the better the terms for the mortgage. You’re likely to get a better interest rate when you’ve got a higher deposit.
Home movers are people who are selling their current house and moving into a new property. It might be to increase the size of the house or to downsize.
When your existing mortgage product is coming to an end with your current lender, a remortgage is where we will move you to a different mortgage lender. We would review your circumstances and shop around to find the most suitable deal on the market. That might be staying with your existing mortgage lender – because they will offer you a new product – or you might remortgage to a new mortgage lender if it’s cheaper to do so. We’ll consider both options.
It’s a mortgage that allows you to buy a property to let out – it’s as simple as that. Rather than you living in the property, you’re going to be renting it out and therefore you need a special mortgage.
JB Mortgages help you not only obtain, but protect the Mortgage you need.
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