Based in Maidenhead I have been in the mortgage market since 1996 ,I am part of a national network providing solutions and advise on whole of market mortgage and protection.
I work from 10 am to 10 pm Monday to Friday and go out to clients to see them face to face but normally discuss their options over the phone.
I have been a adviser for 28 years helping people get the most cost effective deal to buy their property. I am contactable most of the week and reply very quickly to any query as the buying process is not always straightforward. I help clients to understand the process and will tell them if I think something is not suitable.
First Time Buyer The prospect of buying your first home could be both daunting and confusing. Our aim is to guide you through the transaction from start to finish so that you understand exactly what the purchase entails and how much it will cost. We can recommend the services of local solicitors to assist in this process. This maybe the largest financial transaction you are ever likely to make so it must be done with clarity.
Checked on
04.03.2024
Buy-to-let mortgages are specifically for individuals who wish to buy residential property which they intend renting to tenants. Although a buy-to-let mortgage is similar in a number of respects to a standard residential mortgage, there are some significant differences between the two.
Checked on
04.03.2024
The interest rate applied to the mortgage repayment is linked directly to the Bank of England’s base rate and will rise and fall in line with that rate.
Checked on
04.03.2024
The monthly mortgage repayments are based on the prevailing rates of interest the lender charges - not the Bank of England (BoE) base rate. In other words, it is entirely the lender’s decision on the rate of interest they charge the borrower.
Checked on
04.03.2024
Remortgaging is the process of switching your existing mortgage to another mortgage lender, usually to lower the amount you're paying on your mortgage. You are not obliged to stick with your original lender for the full mortgage term, and you can move to another lender at any time to get a lower interest rate - you don't have to be buying a new home. Remortgaging could save you hundreds or even thousands of pounds over the term of the mortgage. It is important to note that early repayment charg...
Checked on
04.03.2024
A suitable policy pays out a sum of money when the person who is covered by the plan dies or suffers a serious illness. The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income. Please be aware that this type of assurance is based on an assessment of the health of the applicant.
Checked on
04.03.2024
Checked on
28.02.2024
AP Financial Services, a trading style of Paul Hargreaves, is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
PII verified on 12.03.2024
PII is covered as part of a member network
Verified Reviews
Paul was brilliant in advising us the best mortgage rate. Any questions we had he was willing to answer and help us understand. We felt so comfortable using Paul, we could not recommend highly enough. Thank you for your work and time Paul.
Paul has sorted out our mortgage on more than three occasions. He is helpful, friendly, and professional. Would strongly recommend.
Received mortgage advice and had a mortgage arranged. Was not a straightforward situation and was carried out thoroughly and professionally.
We were in desperate need of a place and we’re struggling with funds, and Paul did an incredible job of finding us the best offers and organising it for us. Contact was regular, everything was clearly explained, and he made us feel like we were essentially his first and only priority. We wouldn’t be where we are now without his help and we couldn’t recommend them enough.
No media uploaded.
No media uploaded.
No media uploaded.
Adviser contact details
We use cookies and similar technologies to help personalize content and offer a better experience. You
can opt to customize them by clicking the preferences button.
Click here to view the privacy
policy.